Yesterday young car drivers and their driving competence came in for some stick from the car insurance companies.
This may be a worry if you’re looking for car insurance for young drivers under £1,000. However there are safety issues that weren’t mentioned. They’re important and if understood by younger drivers might improve their driving.
According to Renault there are four aspects to car safety:
- Education
- Perception
- Prevention
- Protection
Education. Young drivers seem to be totally unaware of the shocking figures for car safety. Here are a few:
- 80% of accidents involve human error
- 70% of motorists have experienced emergency braking
- 66% of rear end collisions are caused by inattention
- 60% of fatal accidents are caused by side impact due to skidding
- 33% of accidents are caused by lane changes
- 30% of accidents happen at night
- 9% of accidents are caused by tailgating
Perception. Accidents can be prevented if the driver anticipates a hazard. Car manufacturers have made significant advances in visibility, lighting, mirrors, wipers, ergonomics and comfort. Note 30% of accidents happen at night but account for 50% of deaths.
All this equipment is of little use when awareness is focused on loud music and mobile devices. When we focus, we reduce the number of cues from the environment to concentrate on the object of focus. Any distraction further reduces the number of cues reducing awareness. But you still see motorists, especially the young, holding mobile phones.
Prevention. In 2005 only 50% of motorist knew what ABS does, only 18% identified it as an active safety system. Only 1% knew of ESP. My experience is the majority of motorists don’t even know whether or not these systems are fitted to their cars. Worse still, some regards them as enhancing performance rather than safety.
Protection. 89% of motorists are aware of airbags, 76% of seat belts. I’ve yet to meet a motorist who understands Euro NCAP ratings. Motorists, especially the young, seem to think they’re protected or can be repaired by the NHS. They forget immoveable objects like bridges, trees and lorries. And there’s another mistaken idea – people in SUVs and 4x4s thinking they’re safer when nothing could be farther from the truth.
From memory, the figures above were findings by Bosch who manufacture ABS and ESP and Mori on behalf of Euro NCAP.
I’m sorry to deliver such a gloomy message. However, I sold cars for over four decades and thoroughly enjoyed delivering something that improved peoples’ lifestyles, but working in garages all with body repair shops really drives the consequences of safety issues home.
Young drivers should be aware insurance premiums are a reflection of risk which means how safe they are. It’s common for young drivers to be quoted £1,500 to £2,000 by most car insurance companies – generally. To find car insurance for young drivers under £1,000 is going to take a lot of shopping around direct car insurance companies.
You can find car insurance for young drivers tips over on carbuyersinfo. For more information about ESP see the link at the bottom of carbuyersinfo home page.
Regards
Ralph